Sometimes your life or your business demands more. More options. More coverage. More expertise. Our solutions are driven by listening to you and finding unique solutions for your unique exposures.

Our insurance advisors have diverse backgrounds and decades of industry-specific experience, staying on the cutting edge of industry developments beyond risk and insurance. They’ve been there, managing the same kind of complex challenges you’re up against. So you can be confident you’re always working with someone who knows your world inside and out.


Insurance is a complicated business. Our dedicated industry experts will work with you to identify potential risks and produce customized solutions to cover them.

Real Estate
Real Estate – Property – as an investment tool is a powerful and tangible piece of your portfolio. And guarding against risk in that portfolio is more than just knowing about replacement cost and loss of rents. It means understanding the minutiae. We’ll make sure you do.


Manufacturing risks come in all shapes and sizes. It encompasses food processors and handlers to commercial printers to order fulfillment centers and everything in between. We’ll work one-on-one with your plant manager, safety manager or CPO to implement top-level safety and risk goals from a grass roots perspective.


The construction industry is a dynamic yet tried and true industry. From large general contractors who facilitate Class-A construction to the artisans hammering nails and laying bricks, risks are diverse but still need care from a risk management perspective. We’re here to help you build your business in the safest, strongest way possible.


Solar. Wind. Water. Gas. Oil. These are all forms of energy, and each brings with it a form of risk each unto itself. Some require knowledge of fleet management. Others require an expertise on licensing and construction. We’ll make sure your energy practice is best-in-class from a risk perspective.

Sports & Recreation
Very few people put the words “risk” and “fun” in the same sentence. Lucky for most folks, we do think about how those two words relate. In fact, it’s not hard to draw the relationship between the sports & recreation business and the insurance coverages necessary to operate that business. That’s where we shine.

Animals & Pets
The animal industry is a highly specialized industry that contains a cross-section of other specialties within it from real estate to manufacturing to energy. Element Risk’s commitment to innovation as it relates to minimizing the total cost of risk is unparalleled in this industry.

Body Art
Working with someone’s image could be one of the most rewarding vocations to engage in. Whether you’re an established shop that works with high-profile individuals or just getting into the business, Element Risk’s COVER ME™ insurance coverage keeps in mind every aspect of your risk portfolio.

Transportation risks require a multi-faceted, experienced focus that must be responsive. From long-haul trucking to fleet management, we understand what your organization faces from a governmental filing standpoint to protecting your client’s goods.


Unique assets often require an added layer of protection. Whatever your passion, we have coverage to ensure you can continue those passions at full speed.

High Net-Worth Individuals
As a high net-worth individual, you face unique insurance challenges. We’ll help you protect your wealth.


Historic Home Owners
Historic homes can be great investments, but they can also be troublesome if you need to collect on an insurance claim. We’ll keep it simple.

Collector Car Owners
Your prized collector car represents real commitment of your time and resources. We’ll help you protect your investment.


Fine Collectibles Owners
Accidents happen. Stones fall out of diamond rings. Antiques break. Art gets stolen. We’ll protect your most precious belongings.

Jewelry Collectors
It’s devastating to have jewelry that represents special moments in your life get damaged, lost, or stolen. We’ll keep your treasures safe.

Vacation Home Owners
Your vacation property is an amazing getaway from the daily grind, but it comes with unique risks. We’ll make sure you have the right coverage.

Wine Collectors
Fine wine is a delicate goddess, deserving of care and protection against her many vulnerabilities. We’ll give you greater peace of mind.

Yacht Owners
Your yacht is a luxury that you take great pride in. We’ll protect your family, guests and your investment with the very best in marine insurance.