Best-in-class risk management and insurance solutions tailored to the unique needs of our clients.
Your Insurance Advisor
Serving clients throughout the United States with offices in Biglerville, East Berlin, Hanover, Hollidaysburg, Ickesburg, Pittsburgh, and West Chester, Pennsylvania, Front Royal, New Market, Strasburg and Woodstock, Virginia and Bel Air, Maryland.
Smarter insurance starts with experts who think a little differently — a company that understands your industry and what’s on the line for you. As an independent insurance firm with locations in Pennsylvania, Virginia, and Maryland, we’ve built our business, creating innovative solutions to even the toughest risk management challenges.
Element Risk Management is more than just an insurance firm that focuses on insurance placement. We work with individuals and business to find ways that address risk outside of what can be addressed through an insurance policy.
We’re always addressing the total cost of risk, and as a result are constantly asking ourselves “What’s the cost of doing nothing?”, in each scenario. Often, we can address that question by leading you to best practices that may be outside of placing coverage with a carrier.
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There’s more to insurance than
the price of the policy
Explore our interactive graphics and learn about your unique risks
and the related insurance solutions.