Protecting Your Future

Smarter insurance starts with experts who think a little differently — a company which understands your industry and what’s on the line for you. As an independent insurance firm with locations in West Chester, Pittsburgh and Ickesburg, Pennsylvania, Bel Air, Maryland, and Front Royal, Virginia, we’ve built our business creating innovative solutions to even the toughest risk management challenges.

Element Risk Management is more than just an insurance firm that focuses on insurance placement. We work with individuals and business to find ways that address risk outside of what can be addressed through an insurance policy.

We’re always addressing the total cost of risk, and as a result are constantly asking ourselves “What’s the cost of doing nothing?”, in each scenario. Often, we can address that question by leading you to best practices that may be outside of placing coverage with a carrier.