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About Our Agency

Element Risk Management helps you plan and prepare for the journey ahead.

We are a different kind of insurance firm.

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Here at Element Risk Management, we encourage you to take the risks that drive your passions in your personal and professional life because we have the insurance and risk solutions to help you plan and prepare for tomorrow so you can enjoy today.

10 Decades

of commitment to our clients

Who we are and where we’re going.

From starting up in a basement to expanding to serve countless people and businesses across the country, Element Risk Management has been there and done that. In fact, we have policies from all the way back to 1909 from agencies that we’ve acquired, which means we have over 100 years of service. While we seek to leverage new technologies and strategies, we plan to build upon the foundations of hard work, industry expertise, and a high level of knowledge and service that our firm was founded upon. We see a very bright future here at Element Risk Management, and we hope that you’re a part of it.

We’re different and proud of it.

As an independent insurance agency, we stand for quality, excellence, and professionalism while leveraging leading-edge technology for industry innovation. We move beyond the commodity of business transactions to the value of authentic relationships as we speak and act in favor of our clients, carrier partnerships, and one another. We aspire to be an entrepreneurial, proactive, positive, and sharing community, one in which our clients and our colleagues never want to leave.

16 Locations

across 3 states

60+ Experienced

insurance professionals

Our promise to our clients.

We work to gain the trust and respect of our clients as a knowledgeable insurance advisor, dedicated to excellence and truly understanding your needs, wants, and goals in life and business. We do that by making the complex insurance process simple and easily understandable. Because, at the end of the day, our goal is to educate you, give sought-out advice, and accomplish the mutually agreed upon strategies and goals so you can plan ahead and prepare. In addition, we put a focus on customer service, going beyond the policy to help you every step of the way.

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Get Started Today

As an independent agency, we are here to help you find the right coverage.

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Our Goal

At Element Risk Management, our goal is to be available, knowledgeable, and efficient in an effort to make the most of our time together, and stand out as one of the best insurance firms that you have ever worked with.

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

Personalized insurance solutions.
Friendly, knowledgeable service.
Building trusted relationships.
Find Out How

Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.


Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.


Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

16 offices. 3 states. 1st-class service.

With 20 locations across Pennsylvania, Virginia, and Maryland, we are proud to provide insurance and risk management solutions to people and businesses across the country.

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Insurance Solutions We Specialize In

We specialize in a variety of coverage options to meet your unique insurance needs.

Protect What You’ve Earned

Discover personal insurance.

Protect Your Business

Discover business insurance.

Protect Your Employees

Discover employee benefits.

Safeguard Your Future

Discover financial planning.

  Request an Insurance Quote

As an independent agency, we are here to help you find the right coverage.

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