Is renter’s insurance really necessary? Many renters overlook it because they believe their landlord’s insurance covers them. But that is not the case. A landlord’s policy only covers the…
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Effective October 9, 2018 Element Risk Management will be offering Auto-Owners Insurance to its clients in the state of Virginia. Element Risk pursued this insurance partnership as part of an…
Perhaps we’re biased, but we love that our insurance agency is located in West Chester, PA. Just an hour outside of Philadelphia, West Chester manages to have both an urban…
Over the past 20 years, there has been a dramatic rise in the number of employee lawsuits. This increase has hit small businesses the hardest. Statistics vary, but the average…
Life inspires art. And apparently road trips inspire blogs. Or at least that’s what happened when we stumbled upon this Tesla charging station in middle-of-somewhere PA. Time for a blog…
Insurance agents look at the world through different lenses. Risk lenses, if you will. Where a normal person sees fun, an insurance agent sees risks to be managed. Take for…
Each state has established certain minimum car insurance requirements. For the sake of this article, we will look at PA car insurance specifically. While this is blog is specific to…
When you see commercials about auto insurance carriers offering new car replacement, vanishing deductibles, and accident forgiveness what do you think? You probably start wondering if have that coverage. And…
If you’ve had a great experience with Element Risk Management, why not take a minute to leave us a Google review and a Facebook review? We’d appreciate it and other…
The vast majority of homeowners have no idea what ordinance and law coverage is. Nor do they care. And truth be told, ordinance and law discussions tend to have…