The vast majority of homeowners have no idea what ordinance and law coverage is. Nor do they care. And truth be told, ordinance and law discussions tend to have…
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Last week, a friend called for advice about insurance for his photography business. He’s an artsy, free-spirited guy who sports beard that would make Paul Bunyan jealous. As such, insurance…
Here in the Northeast, the perfect combination of soggy ground and high winds recently caused countless trees to come down. And plenty of those trees landed on houses and cars…
Be honest. When you receive the 40+ double-sided pages explaining your homeowners insurance policy, what do you do with it? If you said read it front to back immediately, you’re…
Homeowners insurance is a competitive market. Insurance carriers spend millions of dollars annually to make sure their company name is the first to come to mind when it’s time for…
Hello Northern Virginia! We are delighted to announce our new office right in the heart of Front Royal, Virginia. Formerly Russell Insurance, Element Risk acquired this office a few months…
As an independent firm, we are tasked with representing clients, bringing the best insurance solutions we can find to our clients. In order to make that possible, we’ve partnered with…
At Element Risk we’re Star Wars fans. My personal favorite was Empire Strikes Back, but after seeing Rogue One? My mind may have been changed (I mean the last scene…
If we were to write about how to scientifically calculate how much life insurance you need, it would be a lengthy blog post. Truthfully, there are all sorts of ways…
If there’s one thing you can get a complete stranger to agree on it’s whether or not they’ve heard a commercial for home and auto coverage within the past 24…