Is renter’s insurance really necessary? Many renters overlook it because they believe their landlord’s insurance covers them. But that is not the case. A landlord’s policy only covers the…
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Effective October 9, 2018 Element Risk Management will be offering Auto-Owners Insurance to its clients in the state of Virginia. Element Risk pursued this insurance partnership as part of an…
Life inspires art. And apparently road trips inspire blogs. Or at least that’s what happened when we stumbled upon this Tesla charging station in middle-of-somewhere PA. Time for a blog…
Insurance agents look at the world through different lenses. Risk lenses, if you will. Where a normal person sees fun, an insurance agent sees risks to be managed. Take for…
Each state has established certain minimum car insurance requirements. For the sake of this article, we will look at PA car insurance specifically. While this is blog is specific to…
When you see commercials about auto insurance carriers offering new car replacement, vanishing deductibles, and accident forgiveness what do you think? You probably start wondering if have that coverage. And…
If you’ve had a great experience with Element Risk Management, why not take a minute to leave us a Google review and a Facebook review? We’d appreciate it and other…
The vast majority of homeowners have no idea what ordinance and law coverage is. Nor do they care. And truth be told, ordinance and law discussions tend to have…
Here in the Northeast, the perfect combination of soggy ground and high winds recently caused countless trees to come down. And plenty of those trees landed on houses and cars…
Be honest. When you receive the 40+ double-sided pages explaining your homeowners insurance policy, what do you do with it? If you said read it front to back immediately, you’re…